CARS Cooperative Health Plans is an ACA-compliant health plan program. The program allows smaller employers like yours to easily manage, purchase and administer coverages in a manner previously enjoyed by larger companies.
With CARS Cooperative Health Plans, employer companies and their employees will have access to medical, dental, vision and life insurance built for smaller-sized companies and offered through a simplified web-based platform. After you load your census file (your company demographics), a member of the Mercer team will reach out to discuss your needs to ensure you have the best options for your business: best plans, best rates, best carrier options. This offers you greater customization based on what will actually work for your business. To determine the plans available to you and your employees, get a free, no obligation quote now.
Mercer’s Multiple Employer Solutions are a one-stop web-based onboarding solution that makes the benefits buying and enrollment experience quick and easy for members and their employees.
Mercer’s onboarding process can provide the information most important to your company such as which benefits are available, your cost, and how to roll out benefits to your employees.
Using the onboarding solution, you can:
CAN’T OFFER YOUR EMPLOYEES ACA-COMPLIANT HEALTH INSURANCE?
NOW YOU CAN!
Once you have signed up, Mercer’s technology-based enrollment system will provide a streamlined, easy-to-use shopping experience. In addition to clearly explaining the benefits available, the site provides guided shopping tools to help your employees select the most appropriate plans and benefits to fit their family needs.
Who Is Eligible to Participate in These Plans?
What Will the Plan Cost Me?
These plans may save you on your annual health insurance costs. The amount you elect is based on your businesses’ unique situation and your employees’ needs. The benefits to your employees remain the same regardless of how much you wish to contribute. You also can feel confident that to keep your costs down, as well as the cost to your employees, Mercer constantly monitors health care trends to take advantage of the latest innovations. If you do not currently offer such benefits, consider this as an investment in your employees and an opportunity to help attract and retain your employees.
Do I Need to Offer All Plans or Can I Choose Which Ones?
You can elect the plans that make the most sense to you and your employees.
How Long Are My Rates Guaranteed?
When benefits go into effect, rates are set through their 12-month plan year.
What if I am Not the Employer, But an Employee of a Member Organization?
As an employee, you should contact your HR department for access to benefits information.